Is AlertPay a Safe Payment Processor?

AlertPay is one of the newer members in the online payment services industry. Established in 2005 and based in Canada, AlertPay is yet one more alternative to the customary payment method of checks and money orders. AlertPay brags on their multilingual customer service staff to provide state-of-the-art customer care and AlertPay is a member of the Better Business Bureau.

Like the other payment service companies such as PayPal, you sign up for the service and provide personal information to verify your identity. It has been reported that you can utilize AlertPay without giving out any personal information, but that is only slightly true. Even with a starter account, you must provide some information and until you are verified, you are limited to a very small amount of funds that can be transferred.

AlertPay has tips on their website to keep you secure from all sorts of online threats such as social networking scams and lottery or counterfeit check scams. Even more information about AlertPay and ways to stay safe online are available at ecommerceandpoverty.info. AlertPay is very concerned with client safety and in terms of security, is considered by some to be as safe as PayPal.

AlertPay uses SSL-encryption to protect your personal and financial information. AlertPay also offers buyer protection services such as transaction dispute resolution in the event you do not receive your merchandise or if the merchandise is not what you paid for. In the event you notice an unauthorized transfer, contact AlertPay immediately and they will help you resolve the issue.

For the seller operating on AlertPay, there are services to help them as well. In the event a buyer claims you never sent the item or if the item arrived, but it was not as described, AlertPay can help you as well. Much like PayPal, AlertPay will help you and the buyer arrive at an agreeable answer.

Another aspect of service that is like PayPal is the opportunity to charge back against a vendor. This service is a good thing for buyers, but also for scam artists, so it is a feature of which to be wary as a seller trying to start a safe e-business. There are many rules to the service, so make sure you understand all of AlertPay's policies before accepting the terms of service.

As with all services offering online payment services, AlertPay has had its share of criticisms. Security does not seem to be one of those complaints, as most of the client concerns have been run of the mill problems with general policies and charges. As long as clients are following the terms of service agreement there will not be many problems.

Many scams abound on the Internet and undoubtedly there are scam artists using AlertPay. The security policies in place at AlertPay make it very difficult to carry out many of those schemes. When AlertPay first started, there were worries that AlertPay might be another company called Greenzap, but that was only a rumor. In fact, the management at AlertPay has been more than open with customers and will try to help alleviate any issues that arise.